Insights
How banks actually think about your project.
Candid, jargon-free essays on project finance, MSME advisory, NPA resolution, ESG, and agribusiness — drawn from 17 years of SCG mandates across PSU banks, NBFCs, and development institutions.
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The 4 numbers PSU credit committees actually look at
Strip away 80 pages of DPR and the sanction decision turns on four ratios. Get these right and the rest of the report is decoration.
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PMFME, AIF, NABARD subsidy: which agri scheme actually fits your project
Three central-government agri schemes, three different fits. Pick the wrong one and you waste a credit-committee cycle. Here's the decision tree.
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What we publish here
These essays are how we think out loud about project finance, scheme advisory, NPA resolution, ESG / BRSR, agribusiness, and the regulatory environment that shapes them. Most posts are 4–8 minutes — long enough to be useful, short enough to read between meetings.
We don't publish on a fixed cadence. We publish when we've seen the same problem enough times in client work that the pattern is worth writing down. New posts go out via our WhatsApp channel and LinkedIn.
Topics we'll cover this year
- ›The DPR red-flag checklist (per sector)
- ›SARFAESI vs CDR vs OTS — a decision tree
- ›BRSR Core for first-time filers
- ›How to structure a ₹100 Cr+ equity raise
- ›GeM tender economics for agri-biotech
- ›What changed in the latest RBI MSME notification
Have a topic you want covered? Send it to us on WhatsApp.
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